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Health Insurance

NDG offers comprehensive medical, dental, vision, life, and short-term disability insurance programs.

Eligibility: Full-time employee working a minimum of 30 hours/week will become eligible for insurance benefits on the first of the month following 30 days of full-time employment.

Employer Covered Premium: The company will pay 50% of your monthly medical premium. Your spouse and dependents are also eligible to join the company insurance plan, with the full monthly premium being your responsibility.


Alera Benefits/Employee Navigator

  • All full-time team members’ have access to Health Insurance Information on the Alera Benefits- Employee Navigator Dashboard.

  • If you are full-time, you will get an email to the personal email address you entered during onboarding explaining different plans and options.

  • On the first of the month following 30 days of full-time employment, and after selections are made- the selected plan will kick in.

  • Selections and changes can only be made during this initial hire eligibility period and during open enrollment in September for new plans in October. (except for any qualifying life events).

To Register for Health Insurance Benefits

To enroll, or make changes to your benefits, log into:


For new registration, you will need: 

1. Your Legal First and Last Name 

2. Last 4 Digits of your Social Security Number 

3. Date of Birth 

4. Company Identifier = NeighborhoodDining


Benefit Providers

Medical & Prescription

BlueCross BlueShield (BCBS)

Network: Preferred Blue



Network: DentalGuard 

Preferred PPO


Blue CareOnDemand



Network: VSP Choice- 

Full Feature

Health Savings Account (HSA) 

Benefit Coordinators

Life & Disability



2023/2024 Benefit Booklet

Client Service Advocate Team

Sometimes we all need a little help. Whether it’s navigating the complicated healthcare system when someone is ill or dealing with day-to-day personal issues, Forum offers you a health advocacy service to help. We are a resource designed to give you expert advice and guidance to assist with healthcare and insurance-related issues that so often create frustration and challenges.

The Client Service Advocate can assist with items such as explaining benefits, answering questions, researching costs, choosing the right type of care, and so much more!


Claiming Short Term Disability

If you have added Short Term Disability to your insurance portfolio and are looking to claim this benefit due to leave, please click the below instructions:  

How to Access Electronic Insurance Cards

For instructions on how to access your medical, dental, or vision insurance cards digitally, please click below: 


You and your eligible dependents have the ability to retain your medical, dental, and vision coverage through COBRA after your final date of employment.

COBRA packets will be mailed to your most recent address listed in Employee Navigator/Forum by Benefit Coordinators within 30-45 days from your coverage end date. 


Please click the link below to reach out to HR for more information. 

A note from Alera Group
(previously Forum Benefits)

Effective January 1, 2024, Forum Benefits rebranded to Alera Group.  While our service commitment to you will not change, the way you contact us will.


To contact our client service team please email (replacing  But don’t worry, if you forget, your email will automatically be re-routed.  


Note that when calling into our office after January 1, we will refer to ourselves as Alera Group.  Again, don’t worry if you forget and still refer to us as Forum (I am sure we will too sometimes)!


The important thing we want all of you to know is that this is only a branding redesign.  Our staff and services will remain unchanged.  If you have any questions, please feel free to call us (864-233-1101) or email (

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